Unusual weather patterns can cause flooding at any time. Water intrusion can cause thousands of dollars in damage to flooring, drywall, carpeting, and appliances. Flood insurance helps to defray the cost of repair and replacement that might cause you to deplete your savings or go into debt. At ControlMyRate.com Insurance, we can answer your questions about flood insurance coverage to protect your home against expensive losses from water damage.
Financial institutions generally require flood insurance to protect their interest when giving you a mortgage. Flood insurance may be required whether or not you live in a high-risk area for flooding. If you have received disaster assistance in the past, you will also be required to carry flood insurance.
Water damage outside the structure is not covered under your standard home insurance policy. Flood insurance generally covers such structural items as electrical systems, plumbing systems, furnaces, major kitchen appliances, cabinets, staircases, and foundations. But it also covers many of the home's contents, such as furniture, carpeting, clothing, and electronic equipment. Artwork and other valuable items may be protected to a certain level.
If you don't live in a coastal area, flood insurance can be a good idea to help pay the costs of an unexpected event. You may live close to a lake, river, creek, or pond that could overflow, causing damage to your home. The land's topography around your home can leave you vulnerable to flash flooding.
Our experienced agents can provide detailed answers to your questions about insurance and help you determine the right level of insurance for your needs. We offer a range of insurance products for homes and businesses. Contact ControlMyRate.com Insurance today for a free, no-obligation quote on flood insurance that will help defray costs of unexpected flood damage to your home.